Pre-Marketing: Religious row over payday lending

smores* E.S. Browning: Bernanke is man of mystery (again)

* Wonga controversy: When God and mammon meet

* Asian private equity: No new deals? Time to lend.

* Postdoc dream: Harlem now has a biotech incubator

* Morning Call: U.S. futures flat, Europe climbs and Japan sags.

* Chris Dixon: The startup idea maze

* Detroit bankruptcy: Morniningstar disputes key figure

* Intergalactic Travel Bureau: Planning a trip to Mars?

* Qualcomm question: How will wearable tech change healthcare?

* Instant gratification: Snapchat now on 18.6% of American devices

* Tim Keating: The fatal flaw in IPO underwriter selection

* Get Term Sheet: Sign up for our daily email on deals deal-makers

* Laura Kolodny: Same-sex couples face higher bar to make angel investments

* Michael Lewis: Did Goldman overstep by criminally charging ex-programmer?

* Christopher Mims: Google must come to grips with its role in the surveillance state

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